About | Premium Finance Partners (Pty) Ltd

Products

PROFESSIONALISM

Fully independent funding to intermediaries looking to acquire advice and/or insurance practices through share purchases, book purchases or management buy-outs.

Independent funding

Intermediaries are often viewed as high-risk borrowers by traditional finance houses due to their lack of tangible net asset values and reliance on discretionary cash flows for revenue.

However, with our deep industry experience and understanding of the intermediary business model, we can look beyond this perceived risk.

This enables us to offer risk-adjusted financing to intermediaries pursuing growth through acquisition strategies.

Responsible Lending

We conduct comprehensive due diligence on all funding facility applications.

Our robust credit framework and rating methodology, combined with a dynamic pricing model, provide flexibility and customisation for our facilities.

As a result, our facilities are granted on a highly responsible basis, tailored to the specifics of the stakeholders and the underlying transaction.

Partnership approach

A partnership approach is ingrained in our corporate DNA. When it comes to funding, we don’t just provide a facility.

We continuously monitor multiple financial and corporate structure metrics, enabling us to identify potential issues early.

This proactive, collaborative approach allows us to work closely with our clients to address concerns before they materialise, ensuring successful outcomes for all parties involved.

"Removing Barriers to Growth"

Comprehensive practice valuation reports providing intermediaries with a detailed view of the value of their practice in the open market.

Valuation importance

Regular valuations enable ongoing assessment of the impact of strategic initiatives on enterprise value.

Understanding a business’s value can guide future actions aimed at increasing that value. Gaining this understanding early on reduces the risk of valuation misalignment when it’s time to exit.

Valuations based on a justified methodology enhance sellers’ bargaining power during the exit process.

Not Just a Number

We provide a detailed and insightful valuation report, offering much more than just a number.

Our reports include a valuation range based on various scenarios, comprehensive commentary on the company, industry, and M&A landscape, as well as a breakdown of different valuation methodologies and their relevance to intermediaries.

Precision and proficiency

We maintain a comprehensive database of granular details specific to intermediary financial metrics.

Our active involvement in the merger and acquisition market within the industry has enabled us to develop unique intellectual property, which we integrate into our valuation methodology.

We take confidence in knowing that our valuations are accurate and aligned with realistic open market activity.

"More than Just a Number"

End-to-end sell-side advisory, including but not limited to valuations, sourcing buyers, due diligence, transaction structure and deal execution. Where a transaction is successfully concluded, our clients pay no fees thus realising the full value of the transaction.

No Fee's

Our clients do not pay any fees for the conclusion of a successful sale.

This means where we complete a sale on behalf of our clients, they realise 100% of the value of the transaction.

This unique approach showcases our focus on having our clients best interests front of mind.

Maximised Value

We aim to maximise the value realised by our clients through the sale of their practice.

We have a diverse panel of buyers, deliberately curated and vetted to cover the sellers’ specific needs when looking for a buyer or strategic partner.

We can match the requirements of our clients to multiple buyers who are ready, willing and able to execute on a transaction.

Professional and meticulous

Comprehensive due diligence is performed ensuring a detailed and agreed upon mandate is established up front.

We make use of a structured advisory model creating process transparency around activity and milestone achievement. Timelines are strictly adhered to resulting in efficiency throughout the process.

We are buyer indifferent and focus solely on presenting our clients with buyers from our panel who are suited to their specific requirements

"Independant Value Maximisation"

ABOUT US

A division of Premium Finance Partners, Continuity Solutions empowers all financial intermediaries (Short term, Life & Wealth) to achieve growth through acquisition strategies and assists them with succession planning by offering financing for acquisitions, practice valuations, and sell-side advisory.

The intermediary market plays a critically important role in the overall health of the financial services sector of our country.

Through our services, we aim to remove the barriers that make it difficult to achieve successful growth through acquisition and succession strategies.

By providing capital to the market and connecting and facilitating activity between buyers and sellers, we believe we can contribute to a more robust, competitive, and healthier financial services sector

Our Values

Independence

Independence is paramount to our mission. Our goal is to achieve outcomes that deliver the best solutions for our clients. We operate without any corporate influence, maintaining complete independence with no conditions of service beyond those agreed upon between us and our clients.

Partnership

We firmly believe in a partnership approach, enabling us to walk the journey alongside our clients. This ongoing involvement fosters stronger relationships and creates a vested interest in the success of our clients’ endeavors.

Flexibility

Each client is unique, with their own specific requirements and circumstances, and we treat them accordingly. We assess, advise, and execute tailored solutions based on each client’s individual needs.

about us

GET IN TOUCH WITH US

Andrew Reid, (Head of Continuity Solutions Division)
Email: Andrew@premiumfinancepartners.co.za
Cell: 083 672 4482